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BS1 Free Accounting

Free - Davis Business Systems Ltd.
Free Accounting Software: General Ledger, Accounts Payable, Accounts Receivable, Inventory, Sales Analysis, and Bank Reconciliation. Sample data is provided and there is an optional Getting Started wizard to assist with entering initial live data. The wizard sets up common GL accounts which can later be changed, deleted, or added to. Customization and source code available.
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Exl-Plan Free (US-C)

Free - PlanWare - Invest-Tech Limited
Business plan projections for startups and established businesses. For business plans, budgets, strategic planning, raising finance etc. Exl-Plan generates fully-integrated two-year projections (P&Ls, cashflow statements, balance sheets, ratio analyses etc.) based on annual assumptions. Combined US/Canadian and UK/International formats. Other versions and editions also available.
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Exl-Plan Free (UK-I)

Free - PlanWare - Invest-Tech Limited
Business plan projections for startups and established businesses. For business plans, budgets, strategic planning, raising finance etc. Exl-Plan generates fully-integrated two-year projections (P&Ls, cashflow statements, balance sheets, ratio analyses etc.) based on annual assumptions. Combined US/Canadian and UK/International formats. Other versions and editions also available.
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Exl-Plan Free

Free - PlanWare - Invest-Tech Limited
Business plan projections for startups and established businesses. For business plans, budgets, strategic planning, raising finance etc. Exl-Plan generates fully-integrated two-year projections (P&Ls, cashflow statements, balance sheets, ratio analyses etc.) based on annual assumptions. Combined US/Canadian and UK/International formats. Other versions and editions also available.
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Biz-Plan

Free - PlanWare - Invest-Tech Limited
Business Plan Guide and Template. The Word-based Template (48 pages) contains a detailed framework and structure for writing a business plan. It is complemented by a comprehensive Guide (supplied as a 90+ topic Help file and as a 100+ page PDF file for printing). For free registration, email "bizplan@planware.org" with serial # from first page of DOC file. Unprotect code will be supplied at zero charge. Freeware.
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Credit Card Math 10th Anniversary Edition

Free - ZilchWorks
A free program chock full of advice. Learn how to avoid credit card debt. Goes behind the scenes to reveal the true hidden costs associated with credit card debt. Shows you how to save hundreds, even thousands of dollars in finance charges. Credit Card Math has proven to be a timeless classic. Credit Card Math is the perfect teaching tool for breaking the dependency on credit card use.
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